San Antonio Neighborhoods
Fair Oaks Ranch,
Hill Country acreage off I-10.
An incorporated Hill Country city on the I-10 corridor, served primarily by Boerne ISD, with large lots and acreage across three counties.
Questions about Fair Oaks Ranch? Call me at (919) 800-9870
Fair Oaks Ranch is its own city in the Hill Country northwest of San Antonio, off I-10, with city limits in Bexar, Comal, and Kendall counties and a boundary that touches the Camp Bullis Military Reservation. Boerne ISD serves most addresses; part of the Comal County side is in Comal ISD instead. The average homestead's taxable value for 2026 is $720,128. Lots tend to be large, and many homes are on septic rather than city sewer. Camp Bullis's main gate is about 10 driving miles from City Hall.
Tiffany Reed, REALTOR® | MRP · Data current as of October 2026 · Sources: Handbook of Texas (TSHA) · City of Fair Oaks Ranch 2026 tax rate hearing notice · Fair Oaks Ranch Utilities · U.S. Census Bureau geocoder- Many Fair Oaks Ranch homes are on septic rather than city sewer, and some acreage properties have their own well, so budget for septic and well inspections.
- Some addresses on the city's Comal County side are in Comal ISD instead of Boerne ISD, so confirm the district for each home.
- The city's adopted 2026 tax rate is $0.311760 per $100. On the Bexar County side, a home in the city and Boerne ISD pays $2.080444 per $100 across seven taxing units, before exemptions.
- Electric service depends on the county: CPS Energy serves the Bexar and Comal County parts of the city, and Pedernales Electric Cooperative serves the Kendall County part. City water comes from Trinity Aquifer wells blended with water bought from the Guadalupe-Blanco River Authority.
- Two Boerne ISD elementary schools are inside city limits: Fair Oaks Ranch Elementary, established in 1994, and Van Raub Elementary.
What makes Fair Oaks Ranch
different?
Fair Oaks Ranch is a city of large lots, oaks and open land on the I-10 corridor between San Antonio and Boerne, and its limits cross three counties.
The history explains the big lots. In the 1930s, oilman and rancher Ralph E. Fair Sr. bought the tracts that became a 5,000-acre ranch, where he raised racehorses and later Hereford cattle. After Fair and his wife died in the late 1960s, his heirs opened sections for development, first selling ranchettes of 5 acres and of 10 to 12 acres. A homeowners association formed in 1975, the original Fair home became the Fair Oaks Ranch Golf and Country Club in 1978, and the two small cities of Fair Oaks North and Fair Oaks South merged into today's city on January 21, 1988.
Is Fair Oaks Ranch a good fit for you?
Fair Oaks Ranch is a good fit if you want:
- Camp Bullis as your installation, about 10 miles from City Hall to the main gate
- Boerne ISD for most addresses, with two of its elementary schools inside the city
- Large lots and acreage that trace back to the original ranchettes, including land that can work for horses
- A golf and country club in the middle of town, as a separate membership
- I-10 access toward Boerne in one direction and San Antonio's shopping and medical centers in the other
PCSing to JBSA-Camp Bullis and weighing the Hill Country side?
The free San Antonio Relocation Guide compares areas around the metro, so you can line up Fair Oaks Ranch against other options by price, school district, and drive to your gate.
Get the Free Relocation GuideWhat are the different parts
of Fair Oaks Ranch?
The most useful way to read Fair Oaks Ranch is by county, because the county decides your appraisal district, part of your tax bill, and in some cases your electric company and school district. Subdivision names, HOAs, and lot sizes vary within each part.
The Bexar County side
The south part of the city, where City Hall sits on Dietz Elkhorn Road and both Boerne ISD elementary schools are located: Fair Oaks Ranch Elementary on Ralph Fair Road and Van Raub Elementary on Dietz Elkhorn. Bexar County addresses pay Bexar County's taxing units (the table below shows them) and get electric service from CPS Energy.
The Comal County side and the golf course
The Comal County part sits on the city's east side and takes in the Fair Oaks Ranch golf course. Comal County addresses also get CPS Energy, but they're appraised by Comal Appraisal District, and some on the eastern edge are in Comal ISD instead of Boerne ISD. Check the district for any home here before you assume Boerne ISD.
The Kendall County side
The north part of the city, including Stone Creek Ranch and Boots Gaubatz Park. Kendall County addresses are appraised by Kendall Appraisal District, pay Kendall County's rate instead of Bexar County's units, and get electricity from Pedernales Electric Cooperative. This part is in Boerne ISD.
Acreage and horse property
Fair Oaks Ranch started as ranch land, and the early ranchettes of 5 and 10 to 12 acres still shape parts of the city. Some acreage homes have barns or room for horses. Many homes rely on septic systems rather than city sewer, and an acreage property can have its own well, so plan for those inspections, and for the extra documentation a VA or other appraisal may need on outbuildings, before you write the offer rather than after.
How much do homes cost
in Fair Oaks Ranch?
For 2026, the average homestead's taxable value in Fair Oaks Ranch is $720,128, up slightly from $713,498 in 2025. Keep in mind that it's a tax figure: Texas caps yearly increases in a homestead's taxable value, so it can trail what homes actually sell for. I've included live Fair Oaks Ranch listings and recent sales just below this section, so you can see what homes are listing and closing at right now. Lot size, acreage, county, and whether the home is on city sewer all move the price.
How much are property taxes in Fair Oaks Ranch?
It depends on the county. On the Bexar County side, a home in the city and Boerne ISD pays the seven taxing units below, totaling $2.080444 per $100 for 2026. Before exemptions, that's roughly $2,080 a year on each $100,000 of taxable value.
| Taxing unit (Bexar County side) | 2026 rate per $100 | General homestead exemption |
|---|---|---|
| Boerne ISD | $1.006500 | $140,000 (plus $60,000 at 65+ or disabled) |
| City of Fair Oaks Ranch | $0.311760 | $5,000 |
| Bexar County | $0.285963 | 20% (at least $5,000) |
| University Health (Bexar County Hospital District) | $0.276235 | 20% (at least $5,000) |
| Alamo Community College District | $0.166650 | 1% (at least $5,000) |
| San Antonio River Authority | $0.019300 | 4% (at least $5,000) |
| Bexar County Road and Flood | $0.014036 | $3,000 and 20% |
| Combined rate, these seven units | $2.080444 | Exemptions apply unit by unit |
On the Kendall County side, Kendall County's $0.373 rate takes the place of the Bexar County units, alongside the same city and Boerne ISD rates. Comal County addresses pay Comal County's units, and some pay Comal ISD instead of Boerne ISD. Whatever the county, the appraisal district's record for the property is the final word on which units apply, including any special district.
Once the home is your main residence, file for the homestead exemption with that county's appraisal district. The ordinary filing deadline is April 30. Bought in, say, June? You can still claim it for the rest of that year unless the seller received the same exemption on the property for that year. The Texas Tax Code's Section 11.431 still accepts a late application within two years of the date that year's taxes went delinquent, and Section 11.439 stretches that window to five years for disabled veterans.
Data current as of October 2026 · Sources: City of Fair Oaks Ranch, Notice of 2026 Tax Rate Hearing · Bexar County Tax Assessor-Collector, 2026 Official Tax Rates and Exemptions · Kendall Appraisal District, adopted tax rates (Boerne ISD and Kendall County) · Texas Comptroller, Form 50-114.
(OCT 16, 2026 - NOV 15, 2026)
Which schools serve
Fair Oaks Ranch?
Most of Fair Oaks Ranch is served by Boerne Independent School District, the same district that serves the city of Boerne. Boerne ISD has eight elementary schools, three middle schools, two high schools (Boerne High School and Champion High School), and Boerne Academy. Two of its elementary campuses are inside Fair Oaks Ranch city limits: Fair Oaks Ranch Elementary at 29085 Ralph Fair Road and Van Raub Elementary at 8776 Dietz Elkhorn Road. The address decides which elementary, middle, and high school apply.
To see the assigned schools for a home, enter the street address and ZIP code in Boerne ISD's InfoFinder school and bus route lookup. Homes near the district's boundary lines have to be verified by its Administrative Services Department. Once you know the campuses, read each one's state report card at tea.texas.gov.
Can you use a VA loan in Fair Oaks Ranch?
Yes. A veteran with full entitlement faces no VA loan limit, though the lender sets the amount you qualify for, and the loan can't run past the appraised value or the purchase price, whichever is less. On acreage, the appraisal covers the well, the septic system and any barn along with the house, so I line those details up with you before the offer. The free VA loan guide covers how the benefit works.
Before you tour Fair Oaks Ranch: things to decide
Acreage, three counties and a mix of home ages make it worth knowing your priorities before you start.
- Qualifying versus comfortable. Separate the loan you qualify for from the payment you want to make. The county a home sits in changes part of its tax rate, so two similar prices can carry different payments.
- Boerne ISD or Comal ISD. Decide how much the district matters, then confirm which one serves the address.
- How much land. Think about how much property you want to care for. Many homes here are on septic or a private well, and horse property means barns and fencing to keep up. Add septic and well inspections to the general one where they apply.
- Non-negotiables. A single story, a garage, room for horses or an RV, a fenced yard for pets: know which ones you won't give up.
- The route to work. If you already know your gate or office, drive it at the hours you'd commute.
How far is Fair Oaks Ranch
from JBSA installations?
Fair Oaks Ranch borders the Camp Bullis Military Reservation, but the installation's main gate is on its south side, at the end of Camp Bullis Road. The table gives approximate driving miles from Fair Oaks Ranch City Hall (7286 Dietz Elkhorn) to each installation's nearest gate.
| JBSA-Camp Bullis | Shares a boundary with the city; ~10 miles to the main gate via Ralph Fair Road (FM 3351) and I-10 |
| JBSA-Fort Sam Houston | ~27 miles to the Harry Wurzbach East Gate via I-10 and Hildebrand Avenue |
| JBSA-Lackland | ~29 miles to the Luke East Gate via I-10, Loop 410, and Military Drive |
| JBSA-Randolph | ~33 miles to the Lindsey (Main) Gate via I-10, Loop 1604, and FM 78 |
The Camp Bullis housing guide covers more about living near the installation.
What is daily life like
in Fair Oaks Ranch?
Fair Oaks Ranch is quiet and spread out. A normal week involves more driving than in a suburb with shops on every corner: the city is mostly homes, oaks, and open land, and bigger errands mean heading down I-10 toward San Antonio or up the road to Boerne. Deer are part of the scenery, and lawns follow the city's watering schedule.
In return, you get room. Lots are larger, and the golf club and a couple of city parks are close to home. Weekends can mean a cave tour, a day on a Hill Country river, or an afternoon in downtown Boerne, all within about 15 miles.
Parks and outdoors
- Fair Oaks Ranch Golf and Country Club, which grew out of the original Fair home in 1978 (membership is separate from buying a home)
- Boots Gaubatz Park and Norman Vestal Park, both inside city limits
- Cascade Caverns, 226 Cascade Caverns Road, Boerne, about 6 driving miles from City Hall
- Guadalupe River State Park, 3350 Park Road 31, Spring Branch, about 15 miles away
Shopping and dining
- Boerne's Main Plaza and downtown, about 10 miles northwest via I-10
- The Rim, about 10 miles southeast via I-10
- The Shops at La Cantera, 15900 La Cantera Parkway, about 12 miles southeast
Getting around
- San Antonio International Airport, about 22 driving miles from City Hall via I-10
Data current as of October 2026 · Sources: Handbook of Texas · Cascade Caverns · Texas Parks and Wildlife (Guadalupe River State Park) · The Shops at La Cantera · mileage from City Hall, OpenStreetMap routing
What buyers ask about
Fair Oaks Ranch.
How close is Fair Oaks Ranch to Camp Bullis?
The city is adjacent to the Camp Bullis Military Reservation, so the two share a boundary. By road, though, the main gate is about 10 miles from City Hall, because it sits on the installation's south side, at the end of Camp Bullis Road off I-10. Drive times vary by time of day, traffic, and gate. Check current conditions for your route before deciding.
What school district serves Fair Oaks Ranch?
Mostly Boerne ISD, which has two elementary schools inside the city, Fair Oaks Ranch Elementary and Van Raub Elementary. Comal ISD serves part of the Comal County side. Use Boerne ISD's InfoFinder lookup for a specific address, have the district verify homes near a boundary, and check each campus at tea.texas.gov.
Can VA loan buyers purchase in Fair Oaks Ranch?
Yes. With full entitlement there's no VA loan limit; your lender approves the amount from your income, credit and debts. On acreage, the appraisal also looks at the well, septic system and any barn, so gather those details before you make the offer.
What are home prices in Fair Oaks Ranch?
The average homestead's taxable value in Fair Oaks Ranch is $720,128 for 2026, up from $713,498 in 2025. That's an appraisal figure, and actual prices vary with lot size, acreage, county, and condition. For what's listed and what's closed lately, look higher on this page, where I've added a live market section.
What is the property tax rate in Fair Oaks Ranch?
On the Bexar County side, a home in the city and Boerne ISD pays $2.080444 per $100 across seven taxing units for 2026, including the city's $0.311760. Kendall County addresses pay Kendall County's $0.373 rate in place of the Bexar County units, and Comal County addresses pay Comal County's units. Look the property up at bcad.org, comalad.org, or kendallad.org, depending on the county.
How far is Fair Oaks Ranch from Fort Sam Houston and Lackland?
From City Hall, Fort Sam Houston's Harry Wurzbach East Gate is about 27 driving miles by I-10, and Lackland's Luke East Gate is about 29 miles by I-10 and Loop 410. Randolph is about 33 miles. Drive times vary by time of day, traffic, and gate. Check current conditions for your route before deciding.
What working with me looks like
for Fair Oaks Ranch buyers.
Buying acreage in Fair Oaks Ranch while you're living elsewhere, or with a timeline set by orders, is hard to do alone.
- I check the paperwork before you drive out. I get the seller's disclosure and any earlier inspection reports and look up the ages of the roof, HVAC and water heater. A deal-breaker turns up before the trip does.
- A video tour can stand in for a visit. I'll guide you through the house room by room on camera, so you can make an offer from wherever you're based.
- I can put you in touch with a lender, including lenders who handle VA loans day in and day out.
- When you find the right property, I write your offer and negotiate it.
- Once you're under contract, I keep it moving. I coordinate inspections, keep tabs on the appraisal and closing steps, and do the final walkthrough with you before you sign.
Thinking about
Fair Oaks Ranch?
Tell me what kind of property you're picturing, from a home near the golf course to a few acres with room for horses, and I'll set up tours of the homes you choose, in person or by video, then negotiate the offer. Not ready to talk yet? Browse Fair Oaks Ranch homes for sale.
Let's Talk About Your Next MoveTiffany Reed, REALTOR® | MRP | Real Broker LLC
(919) 800-9870 | tiffany@tiffanyreedtx.com | tiffanyreedtx.com

