San Antonio Neighborhoods
Stone Oak,
San Antonio
The landmark address of north Bexar County — a master-planned corridor developed along US-281 from the 1980s through the 2000s, anchored by NEISD schools, a medical complex, and outer beltway access that reaches Fort Sam Houston and Camp Bullis without crossing central San Antonio.
Stone Oak is the name most north San Antonio buyers start with — a master-planned community developed along US-281 north of Loop 1604 that has become the corridor benchmark. North East ISD serves the area; NEISD received a C rating with a score of 78 for 2025 TEA accountability, with significant variation across its 70+ campuses. Reagan High School, located within Stone Oak, is among NEISD's newer and more active campuses. For military families assigned to Fort Sam Houston or Camp Bullis, US-281 south and Loop 1604 provide outer beltway access without a cross-city commute. Prices run from the mid-$300s in older sections to $1M+ in established gated communities — with the corridor's median well above adjacent communities. — Tiffany Reed, REALTOR® MRP
Last updated: May 2026 · Sources: NEISD (neisd.net) · TEA (tea.texas.gov) · Community Impact · SABORNorth SA's most recognized
address — and what that means.
Stone Oak is not one neighborhood — it is a collection of master-planned subdivisions that share a zip code (78258), a school district (NEISD), a US-281 address, and three decades of development history starting in the mid-1980s. As San Antonio's population moved north, the corridor built out in phases: older, smaller homes on the sections nearest Loop 1604; larger, newer homes further north. The result is a zip code with wide internal variation that the name "Stone Oak" does not fully communicate. Homes from the 1980s and 1990s are meaningfully different from homes built in 2005 — in size, condition, lot, and price — and which section of Stone Oak a listing sits in matters more than buyers typically realize before they start touring.
The practical case for Stone Oak is consistent across that variation: US-281 south connects to Loop 1604, which connects to Fort Sam Houston and Camp Bullis without requiring a drive through downtown San Antonio. Methodist Stone Oak Hospital anchors a medical corridor adjacent to the community. HEB, Costco, and a dense retail and dining strip along US-281 provide north SA's most complete service infrastructure. Reagan High School — one of NEISD's newer campuses — sits within the community. For buyers who need north Bexar County infrastructure, a recognized address, and NEISD school access, Stone Oak delivers all three more completely than any other single community in the corridor.
The premium for that delivery is real. Stone Oak commands among the highest price-per-square-foot in north Bexar County outside fully gated luxury communities. Buyers who want the general corridor at a lower price should look seriously at Hollywood Park (south on US-281, same NEISD district), Helotes (northwest via Loop 1604), or communities along US-281 further north where similar quality can be found at a meaningful discount.
Comparing north San Antonio options before committing to Stone Oak?
The free San Antonio Relocation Guide covers honest community comparisons across the metro — including how Stone Oak stacks up against Hollywood Park, Helotes, Bulverde, and Timberwood Park for military families at different assignment and budget levels.
Get the Free Relocation GuideWho Stone Oak fits
- Military families assigned to Fort Sam Houston or Camp Bullis who want established north SA infrastructure — schools, medical, retail, and outer beltway access — without a cross-city commute
- Senior officers and NCOs whose BAH tier and finances support a $400K–$700K purchase in an established master-planned community
- Families where Reagan High School or specific NEISD campus access is a stated priority
- Move-up buyers from other north SA communities who want Stone Oak's name recognition, school options, and community amenities
- Buyers who value proximity to the Methodist Stone Oak medical complex for employment or healthcare access
Who should look elsewhere
- Junior enlisted buyers whose BAH budget is tight — the mid-$300s entry tier in Stone Oak represents the oldest, smallest homes in the corridor; Live Oak and Converse deliver more home for that budget
- Buyers primarily assigned to Lackland or Randolph — Stone Oak is 25–35 miles from both installations; Alamo Ranch and Universal City/Schertz are materially better positioned
- Buyers prioritizing value-per-square-foot over address — Hollywood Park delivers comparable NEISD access at lower cost; Helotes delivers comparable character northwest
- Buyers who need active new construction — Stone Oak is built out; the US-281 corridor north of the community has active builder communities
Key sections and
what to expect.
Stone Oak encompasses dozens of subdivisions. The differences between sections matter more than the shared zip code implies — lot size, age of housing stock, HOA structure, and proximity to retail all vary. Below are the sections buyers encounter most frequently.
Stonewall Estates / Augusta
Among the older and more established sections — larger lots, mature trees, homes from the late 1980s and 1990s. Value relative to the zip code median is strongest here for buyers who can evaluate renovation and systems age carefully. A thorough inspection is essential; HVAC, electrical, and plumbing age matter at this vintage.
Champions Ridge
A gated section of Stone Oak featuring larger homes and a golf course backdrop. Price premium over the broader community is consistent. Active, enforced HOA. Buyer profile skews toward move-up and luxury purchasers.
Summerglen / Sonterra
Active master-planned sections with community amenities including pools and parks. Home sizes trend larger than older Stone Oak sections. The Club at Sonterra (private) adds to the character of this corridor's streetscapes. Price-per-square-foot is higher here than in the older sections.
Stone Oak Parkway corridor
The most directly accessed sections from US-281 — convenient to retail, medical, and Reagan High School. Home ages and sizes vary more here. Entry-level Stone Oak pricing is typically found in this section, with the most inventory and fastest turnover of any sub-area in the community.
(MAY 17, 2026 - JUN 16, 2026)
Schools in
Stone Oak.
Stone Oak is served by North East Independent School District. NEISD received a C rating with a score of 78 for the 2025 TEA accountability year, according to Community Impact's reporting on the TEA release — its third consecutive C at the district level. Campus-level performance varies significantly: 23 NEISD campuses received A ratings and 15 received B ratings in 2025, with no F-rated campuses district-wide. Individual campus performance is what matters for buyers with children, not the district summary.
Reagan High School, located within the Stone Oak corridor, is one of NEISD's newer campuses. Verify the current campus accountability rating and specific assignment for any Stone Oak property at tea.texas.gov using the property address. Elementary and middle school campus assignments vary by sub-neighborhood within Stone Oak; do not assume a consistent assignment across the zip code.
VA loan information
Eligible veterans with full entitlement have no VA-imposed loan limit. VA loans are accepted throughout Stone Oak. Older sections of the community (1980s and 1990s homes) may require additional attention during the VA appraisal — VA appraisers apply Minimum Property Requirements that can flag deferred maintenance, aging systems, and condition issues. Work with a VA-experienced agent and lender to identify and address potential flag points before the appraisal. See the free VA loan guide for a full overview.
Distance to JBSA
from Stone Oak.
Stone Oak's position along US-281 north of Loop 1604 gives it outer beltway access in multiple directions. US-281 south to Loop 1604 west reaches Camp Bullis; US-281 south to I-35 or US-90 reaches Fort Sam Houston. Neither route requires driving through central San Antonio during peak hours — a meaningful daily quality-of-life factor for service members with early report times.
| JBSA-Fort Sam Houston | Approximately 18–22 miles south via US-281 and I-35 |
| JBSA-Camp Bullis | Approximately 15–20 miles west via Loop 1604 |
| JBSA-Randolph | Approximately 25–32 miles east via Loop 1604 |
| JBSA-Lackland | Approximately 28–35 miles south and west |
What daily life looks like
in Stone Oak.
Stone Oak Park covers more than 80 acres and includes hike and bike trails, sports fields, and open greenspace — one of the largest community parks in north San Antonio. Individual subdivisions within Stone Oak maintain their own community amenities including pools, parks, and walking paths; HOA scope and fee levels vary significantly by sub-neighborhood. The Club at Sonterra (private) adds to the character of the Sonterra section's streetscape.
- Stone Oak Park — 80+ acres with hike and bike trails, sports fields, and open greenspace (City of San Antonio Parks)
- Methodist Stone Oak Hospital and adjacent medical corridor on US-281
- HEB, Costco, major dining, and retail services along the US-281 corridor near Loop 1604
- Reagan High School within the community — one of NEISD's newer campuses
- Sub-neighborhood pools and parks maintained by individual HOAs
- The Club at Sonterra (private) adjacent to the Sonterra section
- San Antonio International Airport approximately 12–15 miles south — practical for frequent travel
- Medical Center employment corridor accessible via US-281 south
What buyers ask about
Stone Oak.
What school district is Stone Oak in?
North East Independent School District (NEISD). NEISD received a C rating with a score of 78 for the 2025 TEA accountability year, according to Community Impact. Campus-level performance varies significantly across the district's 70+ campuses. Reagan High School is located within the Stone Oak corridor and is one of NEISD's newer campuses. Verify the specific campus assignment for any property at tea.texas.gov. Source: NEISD (neisd.net); Community Impact.
What are home prices in Stone Oak?
According to SABOR, Stone Oak home prices range from the mid-$300s in older sections to $1M+ in established gated communities. The zip code median is among the highest in north Bexar County. Which section of Stone Oak a home is in — and its renovation and condition history — drives value more than the zip code alone. See live market data on this page for current figures.
Is Stone Oak a good fit for military families?
For Fort Sam Houston and Camp Bullis assignments, yes. Outer beltway access via US-281 and Loop 1604 reaches both without a through-city commute. For Randolph and Lackland assignments, Stone Oak adds significant commute distance — Universal City and Schertz are better positioned for Randolph; Alamo Ranch is better positioned for Lackland.
Is Stone Oak good value compared to other north SA communities?
Stone Oak commands a name-recognition premium in north Bexar County. Hollywood Park to the south offers comparable NEISD access at a lower price-per-square-foot with comparable outer beltway position. Helotes to the northwest delivers similar character with Northside ISD. Bulverde and Timberwood Park further north on US-281 offer newer housing stock at lower prices with Comal ISD access. Whether Stone Oak's premium is worth it depends on which specific subdivisions and school campuses matter to your family.
What is the property tax rate in Stone Oak?
Stone Oak is in Bexar County, where the median effective property tax rate runs approximately 1.55%, according to Ownwell. Combined rates including all taxing entities run higher. Verify the current combined rate for any specific Stone Oak property with the Bexar County Appraisal District at bcad.net. The 2025 Texas legislature increased the school district homestead exemption to $140,000 — apply after closing by April 30 of the following year. Source: Ownwell (ownwell.com); bcad.net.
Does Stone Oak have an HOA?
HOA structure varies by subdivision within Stone Oak. Some sections have active, enforced HOAs with amenities (pools, parks) and monthly or annual dues. Others have minimal or no HOA. Always confirm the HOA status, governing documents, dues amount, and reserve fund health for any specific property before making an offer.
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Stone Oak seriously?
I'll pull current listings by section, walk you through the school campus picture for your specific address, and help you evaluate whether Stone Oak's premium delivers for your situation.
Let's TalkTiffany Reed, REALTOR® | MRP | License #786707 | Real Broker LLC | (919) 800-9870 | tiffany@tiffanyreedtx.com | tiffanyreedtx.com
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